The Cruz Law Firm has been designated a Debt Relief Agency pursuant to Title 11 of the US Code as passed by Congress and signed into law by the President on April 20, 2005, and has been proudly serving Arkansas consumers for over 18 years, and is currently the only board certified consumer bankruptcy lawyer in Arkansas.

About Our Firm

The Cruz Law Firm, P.L.C. is among the top ten bankruptcy filers in Arkansas. Use of the latest technology, such as extensive computerization for research, allows us to offer one of the lowest down payments for Chapter 7 filing. Our focus is on you, the debtor, the only creditors we normally represent are our own clients who are trying to collect judgments.

The Cruz Law Firm, P.L.C. also participates in the Chapter 13 Trustee's Plan, which means our fees for Chapter 13 are controlled by the court. Because our fees are paid from the Chapter 13 Trustee, not up front from our clients, we can offer no down payment on Chapter 13 cases.

Remember, Bankruptcy doesn't solve every problem. It doesn't lower your mortgage payment or reduce student loan amounts. If Bankruptcy isn't the solution to your problem, we will tell you.

Late Night Hot Spot

We understand that not everyone is available to discuss their individual needs during our regular business hours, that is why we have created the Late Night Hot Spot. 

This is where you can fill out our Free Online Consultation form, this allows us to be able to evaluate your needs.